Allianz Elite – Annual International Travel Insurance
Allianz Elite – Annual International Travel Insurance is annual insurance coverage specifically designed to meet the needs of frequent business & leisure travelers to oversea, comprehensively covers Accidental, Sickness personal effects, and provides emergency medical assistance. No deductible and age application limits.
Features
No age application limits
No deductible
Meet the EU Schengen requirement
The insurance plan covers all domestic and international trips during the insured year. The maximum period for each trip is 90 days.
Cover Medical Evacuation &Repatriation, Additional Medical Assistance Services for domestic trip
Medical reimbursement with emergency medical assistance
Comprehensive protection
24 hours worldwide emergency assistance service
Flexible insurance period
Coverage
Accidental Death、Burns and Dismemberment：
Provide a lump sum payment in the event of a death，burns or dismemberment as a result of an accident.
Medical Reimbursement Rider：
Reimburse the actual medical expenses due to an injury or sickness.
Medical Evacuation & Repatriation Rider：
Mondial-assistance will arrange and provide the medical evacuation and repatriation services, if the Insured Person suffers an injury or sickness during a trip.
Repatriation of Mortal Remains Rider：
Mondial-assistance will arrange the repatriation of remains of the Insured Person to his/her place of residence.
Additional Medical Assistance Services Rider Medical Reimbursement Rider：
Mondial-assistance will provide Additional Medical Assistance Services Rider Medical Reimbursement Rider during a trip a) Return of Dependant Children b) Return of Traveling Companion c) Compassionate Visit
Personal Effects：
Cover any loss or damage of personal baggage and effects due to theft or caused by third party.
Travel Delay：
Benefit will be paid for every 6 hours of delay, due to inclement weather, natural disaster equipment failure, strike or hijack.
Missed Connecting Flight:
Benefit will be paid for every 12 hours of delay, due to inclement weather, natural disaster equipment failure, strike or hijack.
Personal Effects Rider:
Cover loss of money due to theft
Loss of Travel Documents Rider:
Cover the cost of replacement for passports, travel tickets and other travel documents as well as additional travel expenses, hotel accommodation expenses incurred.
Trip Curtailment Rider:
The Company shall reimburse the Insured Person the unused and non-refundable travel expenses for the Journey due to hijack, medical repatriation and evacuation, reasons death, serious injury or serious sickness of the Insured person’s Immediate Family Members sudden occurrence of strikes by employees of a Common Carrier, outbreak of riots, natural disasters, or epidemics at the planned destination
Personal Liability Abroad Rider :
Cover legal expense and compensation for bodily injury or damage to property of the third party as a result of accident
Domestic Travel Overrider. A) Medical Evacuation &Repatriation Rider for domestic trip B) Additional Medical Assistance Services Rider for domestic trip C) Trip Curtailment Rider for domestic trip
Schedule
Benefits
Limit (RMB) / Person
Accidental Death, Burns & Dismemberment ( Persons aged 18 years or over or under 60 years )
500,000 RMB
Accidental Death, Burns & Dismemberment ( Persons aged under 18 years old or 60 years or over )
250,000 RMB
Medical Expenses
500,000 RMB
Medical Evacuation & Repatriation
Unlimited
Return of Mortal Remains (Foreign local funeral expense limited to RMB30,000)
Unlimited
Additional Medical Assistance Services
————
Baggage Loss or Damage (Valuables Inner Limit RMB3000, Single Article Limit RMB1000)
6,000 RMB
Baggage Delay up to 12 hours, for Essential Purchases
4,000 RMB
Travel Delay(RMB400 for every 6 hours of delay)
2,400 RMB
Missed Connecting Flight (RMB400 for every 12 hours of delay)
2.400 RMB
Arrange and pay for overnight accommodation due to a Missed Connecting Flight for more than 12 consecutive hours
